Roth Ira Magi Limits 2024. Individuals with high incomes may not be eligible to directly fund a roth ira. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly.
In 2024, for example, an individual filer can make full contributions with modified adjusted gross income (magi) of up to $146,000. Limits on roth ira contributions based on modified agi.